Investment Analysis Report · 19 June 2026

14 Amathountos Ave, Germasogeia

Limassol · Apartment · 2BR · 95 m²
Price assessment
Below market
At market estimate
Based on provided data only. Condition, legal status, and other factors not assessed.
Market estimate
€0
Est. rental: €0/mo
Purchase: €0
Net resale profit
€0
ROI net: 0.0%
Total investment: €0
Annual net rental
€0
Net yield: 0.0%
Payback (net): 0.0 years

Property overview

Type
City
Area
Size
Bedrooms
Bathrooms
Floor
Year built
Ownership
Primary residence
No
Amenities
None

Location & area analysis

Accessibility

Safety

Amenities & Services

Market data · Germasogeia

Median sale price/m²
€—
— listings
Median rental/m²
€—
— listings
Median sale size

Purchase price valuation

Purchase price
€0 · €0/m²
Market estimate
€0 · €0/m²
Median €/m² · Germasogeia
Median €/m² · Limassol
€4,510/m²
Median €/m² · Cyprus
€3,592/m²

One-time purchase costs

Transfer fees
€0
50% statutory reduction applied
VAT (19% / 5% primary)
Not applicable (Resale)
Legal & admin fees (est. 1%)
€0
Renovation / furnishing
Total one-time costs
€0

Resale strategy

Market price estimate
€0
Purchase price
€0
One-time costs
€0
Total investment
€0
Gross profit
€0
CGT exemption available
€30,000
lifetime remaining
CGT exemption used
€0
Capital gains tax (20%)
€0
Net resale profit
€0
ROI gross
0.0%
ROI net
0.0%
Effective tax rate
0% (within exemption)

Rental income strategy

Monthly rental income
€0
Annual gross rental
€0
20% expense deduction
−€0
Other taxable income
€0
Income tax on rental
−€0
GeSY (2.65%)
−€0
Annual net rental income
€0
Gross yield
0.0%
Net yield
0.0%
Payback period (gross)
0.0 years
Payback period (net)
0.0 years

Regulatory & exit strategy

Foreign ownership

EU citizens may purchase property in Cyprus without restriction. Non-EU buyers may acquire up to one residential property with Council of Ministers approval.

Rental regulations

Long-term rentals (12+ months) are regulated under the Rent Control Law. Short-term / Airbnb rentals require registration with the Cyprus Deputy Ministry of Tourism.

Capital gains & taxation

CGT is 20% on gains above a lifetime exemption: €30,000 general or €150,000 for primary residence (2026 rates). Rental income is subject to progressive income tax and GeSY (2.65%). Transfer fees apply at purchase with a 50% statutory reduction on resale.

Important notice

Valuation: Market price estimates are based on statistical modelling of 150,000+ Cyprus property listings. Actual value depends on property condition, legal status, renovation quality, and other factors not assessed by this model.

Transfer fees: Calculated with the 50% statutory reduction applicable to resale transactions not subject to VAT, where the transaction reflects market value and is conducted at arm's length. VAT applies to primary residence purchases (first 130 m²) and other new properties from developers. Transfer fees are not applicable when VAT is paid.

Stamp duty: Abolished from 1 January 2026 under Law N. 239(I)/2025. Not applicable to transactions signed from this date.

Capital gains tax: CGT is charged at 20% on net gains above the applicable lifetime exemption: €30,000 for general disposals, €150,000 for primary residence disposal (2026 rates under Law N. 239(I)/2025). Exemptions are cumulative lifetime allowances and do not reset. Primary residence exemption requires minimum 5 years of occupation.

Rental income tax: Calculated on 80% of gross annual rent (20% expense deduction) added to other declared income, using 2026 progressive income tax brackets (0% up to €22,000; 20% to €32,000; 25% to €42,000; 30% to €72,000; 35% above). GeSY contribution at 2.65% applies to gross rental income for all Cyprus tax residents. Special Defence Contribution (SDC) on rental income was abolished from 1 January 2026 for all Cyprus tax residents.

General: This report is an analytical tool generated from statistical modelling of Cyprus property market data. It does not constitute financial, legal, or investment advice. All calculations are estimates based on information provided and current tax legislation as understood at the time of generation. Tax laws may change. Always verify findings with a licensed real estate professional, legal advisor, and tax consultant before making any property investment decision. SKATNET accepts no liability for decisions made based on this report.

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